Gateway Integration (Payment/SMS)

PAYMENT GATEWAY INTEGRATION

A payment gateway is an essential feature of successful e-commerce websites and enables merchants to process credit cards transactions and authorize payments when a customer makes an online shopping. These payment gateways are tied with reputed banks and provide code to payment processors.

Wonder Point Creative Solutions an Lucknow based payment gateway integration company provides all kinds of e-commerce solutions in various technologies and also integrates various payment gateway solutions to make them fully functional. Our team of experienced programmers has proven expertise in payment gateway integration as part of our custom e-commerce solutions.

Our aim to make your shopping carts and sites user-friendly and reliable by providing more than thirty plus payment gateway integration services satisfying the needs of customers and service providers. Our experts will guide you to carefully choose the right payment gateway to integrate into all your applications, business websites, e-commerce site, online shopping carts etc.

How does a payment gateway work?

Payment gateways work by providing the secure, integral link between a website (web server) and the bank. When credit card details are submitted on a website the payment gateway receives these details and sends them to the bank for verification. The bank then replies with a response; usually either accepted or declined. The payment gateway then sends this response back to the web server when the appropriate message is displayed to the user - for example "Your payment has been successful".

What is required for a payment gateway?

If you are looking at accepting real-time credit cards on your website then a payment gateway is required. There are three main requirements for a payment gateway to work:


1 . A website that meets the security and eligibility requirements for the bank to issue a merchant account.

2 . A merchant account from a bank. A merchant account is a special kind of bank account that can be linked directly to a payment gateway. These bank accounts are issued only upon review of a website to ensure it meets privacy and security requirements. Requirements often include an SSL certificate and a privacy policy.

3 . A payment gateway provider. Payment gateway providers offer the server that acts as the link between your website and the bank. The server has a very special configuration and a very high level of security due to the sensitive nature of the data being transferred.


Once all three requirements are met, the payment gateway then needs to be connected to the website and to the merchant account. This will then allow for real-time credit card processing


What are the benefits?

By incorporating a payment gateway into your e-commerce website you can ensure you are providing the easiest and most streamlined buying experience for your customers. The easier it is to buy from your online store the more likely visitors are to purchase.